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Rhode Island Car Accident Attorney
While others say justice for all, we say justice for you.
A crash on Route 95, Route 10, or a Cranston side street turns into an insurance file within hours, and the other driver's insurer is already working on it. Our Providence car accident lawyers take over the claim so you can concentrate on getting better.
35+
Years experience
1,000+
Case representations
100+
Businesses served
24/7
Available to you
Start here
Do you have a car accident claim in Rhode Island?
Most claims come down to three questions. If the answer to all three is yes, it is worth a conversation, and the conversation costs nothing.
Was another driver careless?
Running a light, texting, following too closely, drifting over a line, driving drunk. Rhode Island is an at-fault state: the careless driver's insurer is responsible for the harm.
Were you injured?
Whiplash, fractures, a concussion, back injury, or anything that sent you to a doctor and kept you from work. Property damage alone is a different kind of claim.
Is it within three years?
Rhode Island gives most car accident claims three years from the crash date. Evidence disappears far sooner, so earlier is better.
What we do for you
How Tarro Law will help you
From the first call to the final payment, this is what working with us looks like.
A free, honest case review
Tell us what happened. We tell you whether there is a claim, and we say so plainly if there is not.
We deal with the insurer
Every call, letter, and recorded-statement request goes through us from the first day. You speak to no adjuster alone.
We move on the evidence first
Preservation letters, camera footage, and witness accounts are secured before they disappear, usually within days.
You focus on recovery
We track every bill, record, and lost workday while you concentrate on treatment.
No fee unless we recover
The contingency fee is set out in writing before we start. If there is no recovery, no attorney's fee is owed.
Direct access to your attorney
Phone, email, and the client portal, with a lawyer who knows your file. Hablamos español.
Car Accidents
How we build a Rhode Island car accident case
The crash report and the scene
We obtain the police report, request any 911 recordings, and photograph the intersection before road conditions or signage change.
Cameras and data
Traffic cameras, business surveillance, dashcams, and the other vehicle's event data recorder. Footage is often overwritten within days, so preservation letters go out immediately.
Your medical picture
Every visit, bill, and restriction, plus the opinion of your treating physicians on what recovery looks like. The claim's value depends on this being complete.
All available insurance
The at-fault driver's policy, any employer or owner policy if they were driving for work, and your own uninsured and underinsured motorist coverage, which many people do not realize they can use.
Compensation
What a claim can cover
Not every category applies to every case. Which ones apply to yours depends on the injury, the evidence, and the insurance available.
Money you have lost
Emergency care, hospital stays, and surgery
Ongoing treatment, therapy, and medication
Projected future medical care
Wages lost while unable to work
Reduced earning capacity going forward
Property damage
Harm that has no invoice
Physical pain, during recovery and after
Emotional distress and loss of sleep
Scarring and disfigurement
Loss of the activities that made life yours
Loss of companionship within a marriage
How it is paid
Through the responsible party's insurance
Through your own uninsured or underinsured coverage where it applies
By settlement, or by verdict if a fair settlement is refused
With every deduction itemized in writing before you sign
Right now
What to do next
What you do in the first days affects what the claim is worth months later. None of this requires hiring anyone.
1
Get checked, even if you walked away
Adrenaline hides injuries. A gap between the crash and your first medical visit is the first thing an adjuster will point to.
2
Report the crash
Call police at the scene. Rhode Island also requires a written report to the DMV within 21 days if anyone was hurt or damage exceeded $1,000.
3
Photograph everything
Both vehicles, the road, skid marks, signals, weather, and your injuries. Your photos may be the only record of the scene as it was.
4
Do not give a recorded statement to the other insurer
You are not required to. Adjusters are trained to ask questions whose answers reduce the claim.
5
Keep a simple file
Bills, discharge papers, missed work days, mileage to appointments, and a short note each week on what you could not do.
About the firm
Local roots in Providence. Statewide reach across Rhode Island.
Tarro Law Associates has spent more than 35 years representing businesses, families, and injured people from its office on Broadway in Providence. Clients work directly with their attorney, not a call center, and our attorneys are licensed in Rhode Island, Massachusetts, and Florida.
No office visit is needed. Most matters can be handled entirely from home:
Sign your agreement and documents electronically
Upload records and photos through the secure client portal
Follow your matter online and reach your attorney by phone, text, or email
Common questions
Car Accidents questions we hear first
What is my Rhode Island car accident case worth?
It depends on the injury, the medical bills and lost income, how clear fault is, and how much insurance exists. A claim cannot be valued properly until treatment has stabilized, and anyone who quotes a figure on a first call is guessing.
The other driver's insurer offered me money. Should I take it?
Speak with a lawyer first. Early offers arrive before anyone knows what your treatment will cost, and accepting usually means signing a release that ends the claim permanently.
What if the other driver had no insurance, or not enough?
Your own policy may include uninsured or underinsured motorist coverage. Rhode Island insurers must offer it, and it is often the only route to a full recovery when the at-fault driver carried the state minimum.
How long will my car accident claim take?
A clear-fault claim with completed treatment can resolve in months. A serious injury, or a disputed-fault case that requires a lawsuit, can take a year or longer. Your own recovery sets the pace.
Do I pay anything up front?
No. Car accident cases are handled on a contingency fee. The consultation is free, there is no hourly billing, and the fee is a percentage of any recovery set out in a written agreement. If there is no recovery, no attorney's fee is owed.
More ways we can help
Other services at Tarro Law
Personal Injury
Crashes, falls, medical negligence, and catastrophic or fatal injuries across Rhode Island.
Wills, Trusts & Estates
Estate plans, trusts, powers of attorney, probate, and estate disputes.
Fractional General Counsel
A dedicated business attorney on a month-to-month plan, for a set monthly fee.
Other Rhode Island injury claims we handle
Next step
Make the Call™
Tell us what happened in your own words. We will tell you whether you have a claim, what the deadline is, and what we would do first. Someone answers 24/7.
Main office
Providence, RI
425 Broadway, Providence, RI 02909
Serving
Every city and town in Rhode Island, and clients in Massachusetts and Florida.
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