Uber accident in St. Petersburg

What to Do If Your Uber Got into an Accident in St. Petersburg, FL

April 23, 20267 min read

If your Uber driver gets into an accident in St. Petersburg, Uber may be responsible for your damages. Before you pursue those damages, please get medical attention right away. The symptoms of some injuries, such as whiplash or a concussion, can take several hours to appear. You could have internal injuries that only show up in a medical exam or scan.

After you have taken care of your medical needs, you should consider working with a St. Petersburg rideshare accident attorney from Tarro Law Associates. You may be entitled to compensation from the driver, Uber, or another third party who is responsible or partially responsible for the accident.

Uber Might Cover Your Injuries and Other Damages

Rideshare companies like Uber must carry liability insurance to cover bodily injuries and property damage. Uber has a $1 million liability insurance policy for eligible passengers, motorists, pedestrians, bicyclists, and motorcycle riders.

You should be aware that this $1 million liability insurance applies only when an Uber driver is on the Uber app and actively carrying passengers. If a driver is on the app but does not have any passengers, the driver's personal insurance and company policies may cover anyone involved in an accident.

If someone was involved in an accident with an Uber driver who was using the vehicle for personal use and was not on the app and not carrying passengers, only the driver's personal insurance would apply.

A Florida Uber accident attorney from our firm can explain all of this in greater detail and confirm exactly which coverage applies to your situation.

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Florida Liability Law and Uber Accidents

Florida is one of a handful of states with a no-fault car insurance law under Florida Statutes Section 627.736. Florida law requires all motorists to carry Personal Injury Protection (PIP) insurance. The no-fault rule means your own PIP policy pays the first portion of your medical bills, regardless of who caused the crash.

PIP covers 80% of your medical expenses and 60% of your lost wages up to $10,000. To preserve your right to PIP benefits, you must seek medical treatment within 14 days of the accident.

However, there are exceptions if you are a licensed and insured Florida driver injured as an Uber passenger. Florida's liability laws are complex. You deserve to know your rights, including your right to seek compensation for an Uber accident in St. Petersburg. A St. Petersburg rideshare accident attorney can explain whether you are entitled to pursue compensation from the at-fault party in your case.

Were you injured in an Uber accident in St. Petersburg? Tarro Law Associates offers free consultations for rideshare accident victims throughout the Tampa Bay area. Call (401) 272-8300 or fill out our contact form to request a free case review today.

Potential Compensation If Your Uber Driver Gets Into an Accident in Florida

Accidents involving an Uber driver can be serious. Depending on your injuries, you might need surgery or extended treatment. If you cannot work during this time, you may be facing significant medical bills and other accident-related expenses with no income coming in.

You may be able to recover these damages, but only if you or an attorney from our firm can establish negligence in your case. You may be entitled to seek compensation for:

• The cost of emergency room services

• Hospitalization

• Surgery costs

• Other medical expenses, including tests, prescription drugs, and medical equipment

• Ongoing care costs

• Lost wages

• Temporary or permanent disability

• Disfigurement

• Pain and suffering

Your individual injuries and expenses may be different from those listed above. As your rideshare accident attorneys in Florida, we believe reckless drivers and the companies behind them should be held accountable.

Uber accident Lawyer

How You Could Recover Compensation After an Uber Accident in St. Petersburg

We do not recommend that you try to deal with the driver's insurance provider on your own, whether it is a personal auto policy provider or Uber's liability coverage provider. Instead, you should consult with our firm.

Our lawyers will pursue compensation if you qualify for it, and you will pay no fees unless we are successful.

An Uber accident lawyer from Tarro Law Associates will assess your injuries, other damages, and expected prognosis. This information will be included in a detailed claim or lawsuit. Your lawyer can also:

• Review police reports and witness statements and collect helpful details from them

• Request the Uber driver's safety, training, and driving records

• Ask your healthcare provider for a medical report and a prognosis for your claim or lawsuit

• Look at photos, videos, and other evidence from the accident scene

• Communicate with the insurance adjuster

• Negotiate for a settlement or a court verdict

• Review the terms and conditions of any insurance settlement before you sign

A Lawyer Can Manage Your Case's Potential Complications

Pursuing an Uber accident claim in Florida is not easy. When you partner with a personal injury attorney from our firm, they can manage each of your case's challenges. Without legal help, you may face:

• A denial of your claim. Uber may deny liability, hoping that you will drop the case and pay for your losses out of pocket.

• A delay in processing. After filing your claim, you should receive a decision in a timely manner. If not, the insurance company could be stalling, hoping you will accept less.

• A low offer. You deserve compensation for each of your injury-related losses. If the insurance company offers less than you need, your lawyer can use compelling evidence to negotiate a fair deal.

Steps to Take I

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f Your Uber Got into an Accident in St. Petersburg

Following your collision, you will want to do everything possible to secure your right to compensation. In addition to seeking legal help, we recommend that you:

1. Get medical attention right away. Even if you feel fine, some injuries take days to appear. Seeking care also starts the documentation your uber accident claim in Florida will depend on. This step may be required under Florida Statutes Section 627.736 to preserve your PIP benefits.

2. File a police report. If the police came to the accident scene, they likely filled out an accident report. If not, you may be required to report the incident yourself under Florida Statutes Section 316.066.

3. Screenshot your Uber app. Capture your trip details, the driver's name, and the timestamps. This establishes that Uber's $1 million policy was active at the time of the crash.

4. Document the scene. Photos of vehicle damage, road conditions, and visible injuries can be valuable evidence later.

5. Refrain from posting about the accident on social media. After getting hurt, you may want to share your experience online. However, anything you share publicly could hurt your case's outcome. Only you and your lawyer should know the intimate details of your situation.

6. Do not give a recorded statement to any insurer. Speak with a rideshare accident attorney in Florida before accepting any calls from insurance adjusters.

Florida's Statute of Limitations in an Uber Accident Case

Although we will do our part in getting your compensation promptly, we cannot tell you exactly how long it will take to reach a settlement. It is important to remember that you generally have two years from the date of your accident to file a personal injury lawsuit under Florida Statutes Section 95.11(3). The deadline is also two years if you are filing for the loss of a loved one.

It takes time to prepare a case for trial, which we may need to do if we are unable to reach an acceptable insurance settlement. Failing to file before the deadline outlined in the Florida Statutes will put your case at risk of being dismissed. If this happens, you will not have another opportunity to seek compensation for your injuries and other losses.

Call Tarro Law Associates for a Free Case Review Today

One of our Uber accident lawyers in St. Petersburg can work on your case on a contingency fee basis. In this arrangement, you will not owe attorney fees unless we are able to obtain compensation for you.

We don't get paid unless you do.

To request a free case review and learn more about our legal services after an Uber accident in St. Petersburg, contact Tarro Law Associates today. Do not let further delay cost you the compensation you deserve.

Call (401) 272-8300 or fill out our contact form below.

Ready to get started? Contact Tarro Law Associates for a free case review. Fill out our form or call (401) 272-8300 today.


Exposed to business from an early age, Michael has dedicated his practice to providing businesses with the knowledge and tools to protect and build from formation to exit. His succession planning background stems from his passion for his family business. With an entrepreneurial history and corporate restructuring background, Michael is committed to providing his clients with counsel that redefines standards of professionalism, efficiency, and trust.

Michael Tarro, Jr., Esq.

Exposed to business from an early age, Michael has dedicated his practice to providing businesses with the knowledge and tools to protect and build from formation to exit. His succession planning background stems from his passion for his family business. With an entrepreneurial history and corporate restructuring background, Michael is committed to providing his clients with counsel that redefines standards of professionalism, efficiency, and trust.

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