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Tampa Car Accident Lawyer
A serious injury from an accident can result in costly medical bills, loss of wages, and pain and suffering. At Tarro Law, our team of personal injury lawyers is dedicated to getting auto accident victims compensation they deserve and justice to get back on track.
From the first investigation through settlement or trial, we manage the legal process so you can focus on recovery.
Car Accident Attorney in Tampa, Florida and Miami, Florida
If you’ve been injured in a car accident caused by someone else’s negligence, you know how quickly medical bills, lost wages, and other expenses can pile up. During this challenging time, having a dedicated Tampa car accident lawyer on your team can make all the difference.
At Tarro Law, our Tampa personal injury lawyers are fully committed to protecting your rights and aggressively pursuing the maximum possible recovery for your losses.
With over 35 years of combined experience and a proven track record of success against even the largest insurance companies and corporations, we have the resources and tenacity to handle even the most complex car accident cases.
Contact us for a free case evaluation today to find out how we can help.
Can't I just handle my auto accident with the insurance company?
You can, and in most cases without injuries, it may be to your advantage to do so. However, when your losses involve medical bills and lost wages, a skilled personal injury lawyer can protect your right to recover full and fair compensation.
Dealing with the world of injury claims and insurance policies involves a significant learning curve and a deep understanding of coverages. Most people have no reason to know insurance laws and procedures of an insurance or legal claim.
Insurance companies, on the other hand, employ seasoned professionals who are specifically trained to protect the company’s financial interests, which can conflict with fully compensating victims. Having our firm on your side evens the playing field against the insurance company’s team, whose job is to pay you as little as possible.
1000+
Case Representations
35+
Years of Experience
100+
Businesses Served
$1,000,000's+
Recovered
1000+
Case Representations
35+
Years of Experience
100+
Businesses Served
$1,000,000's+
Recovered
How Insurance Companies Work to Reduce Your Claim after an Accident
Filing a car accident claim in Tampa can quickly become stressful and overwhelming—especially when you’re dealing with injuries, medical bills, and time away from work. Unfortunately, insurance companies are not on your side. They are for-profit businesses, and their primary goal is to pay as little as possible, even when you have a valid claim.
To protect their bottom line, insurers use a variety of tactics designed to delay, devalue, or deny compensation altogether. Knowing how these strategies work can help you avoid costly mistakes and understand why having an experienced Tampa car accident attorney matters. Here's a few tactics:
Using Your Own Words Against You
Insurance adjusters may sound friendly, but their job is to gather information that can be used to weaken your claim. Even innocent or off-hand comments can be taken out of context and framed as admissions of fault or proof that your injuries are minor.
For your protection, avoid giving detailed statements or agreeing to recorded interviews until you’ve spoken with a Tampa car accident lawyer. If anything, stick to basic facts like the date, time, and location of the crash.
Minimizing or Questioning Your Injuries
Insurers often argue that injuries are exaggerated, temporary, or caused by pre-existing conditions rather than the accident itself. This tactic is commonly used to reduce payouts for medical care, future treatment, and pain and suffering.
Conflicting Interests
Your goal is to receive full and fair compensation. The insurance company’s goal is the opposite. Adjusters are trained to settle claims for the lowest amount possible—even if that means denying a legitimate claim or delaying payment until you feel pressured to accept less.
Ignoring Important Damages
Without legal guidance, many accident victims underestimate the true value of their claim. Insurance companies may overlook damages such as:
Future medical expenses
Reduced earning capacity
Pain and suffering
Emotional distress
Loss of enjoyment of life
An experienced auto accident attorney ensures every compensable loss is identified and pursued.
Shifting or Deflecting Blame
Even in clear-cut cases, insurers may argue that you were partially or fully responsible for the accident. Florida’s modified comparative negligence rules make this tactic especially dangerous, as any percentage of fault assigned to you can reduce your compensation if you are more than 50% at fault.
Offering Lowball Settlements
One of the most common strategies is presenting a quick, low settlement before the full extent of your injuries is known. These offers are rarely fair and often don’t cover long-term medical needs or lost income.
Lack of Negotiation Power
Insurance companies have teams of adjusters and lawyers working against you. Without legal representation, you’re at a serious disadvantage. A Tampa car accident attorney brings leverage, evidence, and legal knowledge to the negotiation table.
Without a lawyer advocating for you, insurers may successfully underpay—or completely deny—your claim. Having an experienced attorney levels the playing field and protects your rights from day one.
Tampa Car Accident Lawyer Near Me
How a Tampa Car Accident Lawyer Protects Your Interests
At our firm, we understand the tactics insurance companies use because we’ve seen them all. Our Tampa car accident attorneys know how to push back and demand the compensation our clients deserve.
In-Depth Accident Investigation
We conduct a thorough investigation to build a strong foundation for your claim. This may include:
Reviewing police and crash reports, interviewing witnesses, examining medical records, analyzing vehicle damage, or working with accident reconstruction experts.
Our goal is to clearly establish fault and document the full extent of your damages.
Strong, Strategic Negotiations
Insurance companies take claims more seriously when an experienced attorney is involved. We aggressively challenge bad-faith practices, fight low settlement offers, and refuse to let insurers shift blame unfairly. Our focus is always on securing the maximum recovery possible.
Handling All Paperwork and Communication
We manage all communication with insurance adjusters so you don’t have to. This protects you from intimidation, misleading questions, and pressure tactics—while allowing you to focus on healing.
Compassionate, Client-Focused Support
A serious car accident can turn your life upside down. Our team is committed to keeping you informed, answering your questions, and providing the support you need throughout the legal process. You’re never just a case number to us.
In Their Words
Real clients share their experience. Explore why clients trust our Florida personal injury attorneys and Rhode Island auto accident lawyers with getting them justice.
Common Injuries Caused by Car Accidents in Florida
Common Injuries Caused by Car Accidents in Tampa
Car accidents in Tampa often result in injuries that range from painful to life-changing. Even crashes that seem minor at first can lead to serious medical complications over time. Our Tampa car accident attorneys regularly represent clients suffering from the following injuries:
Dramatization. Actual events may vary.
Traumatic Brain Injuries (TBIs)
Traumatic brain injuries can occur from a direct blow to the head or from violent shaking during a collision. Victims may experience memory loss, headaches, difficulty concentrating, mood changes, or long-term cognitive impairment. TBIs often require extensive medical treatment and can significantly impact a person’s ability to work and enjoy life.
Spinal Cord Injuries and Paralysis
Injuries to the spinal cord can result in partial or complete paralysis, permanently affecting mobility and independence. These catastrophic injuries often involve lifelong medical care, rehabilitation, adaptive equipment, and home modifications. Compensation must account for both immediate and future needs.
Broken Bones and Fractures
Car accidents frequently cause fractures to the arms, legs, ribs, hips, or face. Severe or complex fractures may require surgery, physical therapy, and extended time away from work. Even after healing, victims may suffer from chronic pain or reduced mobility.
Whiplash and Neck Injuries
Whiplash is common in rear-end collisions and may not present symptoms right away. Neck injuries can cause chronic pain, stiffness, headaches, and limited range of motion, interfering with daily activities and job performance if left untreated.
Soft Tissue Injuries
Sprains, strains, and torn ligaments can be extremely painful and slow to heal. Soft tissue injuries often limit movement and may lead to long-term discomfort or recurring pain, especially when insurance companies attempt to dismiss them as “minor.”
Disfigurement and Amputations
Severe car accidents can cause catastrophic injuries such as burns, deep lacerations, or amputations. Fires, explosions, or contact with hot vehicle components may result in burn injuries requiring surgeries, skin grafts, and long-term care. In the most serious cases, victims may lose a limb, permanently affecting mobility, independence, earning capacity, and emotional well-being. These life-altering injuries demand significant medical treatment, rehabilitation, and ongoing support.
Dramatization. Actual events may vary.
What Damages Can You Recover After a Florida Car Accident?
Under Florida law, car accident victims may be entitled to compensation for a wide range of economic and non-economic damages. The value of your claim depends on how the accident has affected your health, finances, and daily life.
Under Florida law, car accident victims may be entitled to compensation for a wide range of economic and non-economic damages. The value of your claim depends on how the accident has affected your health, finances, and daily life.
$ Lost Wages and Reduced Earnings
If your injuries caused you to miss work, you may recover lost income. When an injury permanently limits your ability to earn a living, damages may also include reduced earning capacity and loss of future income.
⛨ Medical Treatments & Bills
You can seek compensation for all accident-related medical costs, including emergency care, hospital stays, surgeries, diagnostic testing, medications, rehabilitation, and physical therapy. Future medical expenses are also recoverable when injuries require ongoing treatment.
☹ Pain & Suffering
Pain and suffering compensation addresses the physical pain, emotional distress, anxiety, and mental anguish caused by the accident. This includes chronic pain, trauma, loss of enjoyment of life, and the overall toll the injuries take on your well-being.
$ Property Damage
You may recover the cost to repair or replace your vehicle and any personal property damaged in the crash, such as electronics or child safety equipment.
⛨ Out-of-Pocket Expenses
Accident victims often face additional costs, including transportation to medical appointments, in-home assistance, and household services during recovery. These expenses can be included in your claim.
☹ Loss of Consoritum
In serious injury cases, a spouse may seek damages for the loss of companionship, affection, and support resulting from the accident.
News & Insights
Explore articles and resources to guide you through your options and making informed decisions after an accident.
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